# Gazprombank — Wrapped API

> **You are on:** `https://api.beta.paywithlocus.com/api` | [llms.txt](https://beta.paywithlocus.com/llms.txt) | [docs](https://docs.paywithlocus.com)
>
> Locus runs on multiple environments -- make sure every URL you call matches your expected environment.
> | Environment | Landing | API | Docs |
> |---|---|---|---|
> | Production | paywithlocus.com | api.paywithlocus.com | docs.paywithlocus.com |
> | Beta | beta.paywithlocus.com | api.beta.paywithlocus.com | docs.paywithlocus.com |
> | Stage | stage.paywithlocus.com | api.stage.paywithlocus.com | docs.paywithlocus.com |
>
> If the API URL above doesn't match your expected environment, re-fetch this file from the correct domain.

> Compare and analyze Gazprombank's consumer loan products with detailed information on interest rates, loan amounts, terms, fees, insurance requirements, and collateral options. Make informed borrowing decisions by accessing comprehensive loan conditions all in one place.

**Category:** Finance & Markets | **Website:** [www.gazprombank.ru/personal/take_credit/](https://www.gazprombank.ru/personal/take_credit/) | **Docs:** [parse.bot/marketplace/b6157bf3-d936-4ec3-83c6-c1015ae07c4a/gazprombank-ru-api](https://parse.bot/marketplace/b6157bf3-d936-4ec3-83c6-c1015ae07c4a/gazprombank-ru-api)

Pay-per-use API proxy for Locus Pro. Each call burns credits from your workspace balance.

## Access

**Base URL:** `https://api.beta.paywithlocus.com/api/wrapped/credits/gazprombank/`
**Auth:** `Authorization: Bearer <LOCUS_CREDITS_SECRET_KEY>` (an `lcr_` secret key or a scoped `lcac_` agent credential)
**Required header:** `Idempotency-Key: <fresh UUID per call>`. A retry with the same key replays the stored result without a new charge.
**Response:** the provider response after any endpoint-specific normalization. `X-Locus-Credits-Charged` carries the charge and `X-Locus-Credits-Balance` the remaining balance. Insufficient credits return `402` before the provider is called.
**Pricing:** estimated costs below are USD. Locus debits the credit equivalent at your workspace rate.

Full call contract: https://docs.paywithlocus.com/api-reference/introduction

> Using a Pay With Locus wallet key (`claw_` prefix)? Wallet routes are documented separately: https://docs.paywithlocus.com/wrapped-apis/for-agents

## Endpoints

### Get loan products

Fetches all consumer loan products from Gazprombank's personal loans section. For each loan, retrieves detailed conditions from its dedicated page including interest rates, amount limits, term limits, fees, insurance requirements, collateral requirements, and special conditions. Returns a structured list of loan products. No pagination — the full catalog is returned in a single response. Each product's detail page is fetched server-side, so this is a heavier call (one round-trip per product).

**Estimated cost:** Metered

_No parameters required._

```bash
curl -X POST https://api.beta.paywithlocus.com/api/wrapped/credits/gazprombank/get-loan-products \
  -H "Authorization: Bearer $LOCUS_CREDITS_SECRET_KEY" \
  -H "Idempotency-Key: $(uuidgen)" \
  -H "Content-Type: application/json" \
  -d '{}'
```

## Next steps

- [All wrapped API providers](https://beta.paywithlocus.com/wapi/index.md): pick another provider.
- [Find and call tools](https://beta.paywithlocus.com/agent/tools.md): price ceilings, async results, and errors.
- [Credits and billing](https://beta.paywithlocus.com/agent/billing.md): what a call costs and how to add credits.
- [Agent docs index](https://beta.paywithlocus.com/agent/index.md): every Locus agent page.