# ANZ — Wrapped API

> **You are on:** `https://api.beta.paywithlocus.com/api` | [llms.txt](https://beta.paywithlocus.com/llms.txt) | [docs](https://docs.paywithlocus.com)
>
> Locus runs on multiple environments -- make sure every URL you call matches your expected environment.
> | Environment | Landing | API | Docs |
> |---|---|---|---|
> | Production | paywithlocus.com | api.paywithlocus.com | docs.paywithlocus.com |
> | Beta | beta.paywithlocus.com | api.beta.paywithlocus.com | docs.paywithlocus.com |
> | Stage | stage.paywithlocus.com | api.stage.paywithlocus.com | docs.paywithlocus.com |
>
> If the API URL above doesn't match your expected environment, re-fetch this file from the correct domain.

> Access ANZ home, personal, and business loan products with current interest rates, fees, and government grant schemes. Locate nearby ANZ branches and ATMs, retrieve loan calculator configurations, and explore refinancing information and promotional offers.

**Category:** Finance & Markets | **Website:** [anz.com.au/](https://anz.com.au/) | **Docs:** [parse.bot/marketplace/c27c6a72-f902-437b-8c50-cbc3b8a5322c/anz-com-au-api](https://parse.bot/marketplace/c27c6a72-f902-437b-8c50-cbc3b8a5322c/anz-com-au-api)

Pay-per-use API proxy. Each call is automatically billed to your wallet in USDC.

## Access

**Base URL:** `https://api.beta.paywithlocus.com/api/wrapped/parse-anz-com-au-api-c27c6a72/`
**Auth:** `Authorization: Bearer <LOCUS_API_KEY>`

## Endpoints

### Find branch or atm

Find ANZ branches or ATMs by geographic bounding box. Returns location details including address, opening hours, and available services.

**Estimated cost:** Metered

| Field | Type | Required | Description |
|-------|------|----------|-------------|
| `bbox` | string | No | Bounding box as 'minLon minLat,maxLon maxLat' (e.g. '144.9 -37.9,145.0 -37.8' for Melbourne area). |
| `filter` | string | No | Filter expression for location types. Supported fields include active, representativeoffice, branch, agency, atm. |
| `limit` | integer | No | Maximum number of results to return. |

```bash
curl -X POST https://api.beta.paywithlocus.com/api/wrapped/parse-anz-com-au-api-c27c6a72/find_branch_or_atm \
  -H "Authorization: Bearer YOUR_LOCUS_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{"bbox":"<string>","filter":"<string>","limit":"<integer>"}'
```

### Get anz plus pricing

Get ANZ Plus pricing data including savings account rates (Growth Saver, Flex Saver) and home loan variable rates with tier breakdowns.

**Estimated cost:** Metered

_No parameters required._

```bash
curl -X POST https://api.beta.paywithlocus.com/api/wrapped/parse-anz-com-au-api-c27c6a72/get_anz_plus_pricing \
  -H "Authorization: Bearer YOUR_LOCUS_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{}'
```

### Get business loan products

Get business loan and finance products from ANZ's business loans page, including business loans, overdrafts, and vehicle finance.

**Estimated cost:** Metered

_No parameters required._

```bash
curl -X POST https://api.beta.paywithlocus.com/api/wrapped/parse-anz-com-au-api-c27c6a72/get_business_loan_products \
  -H "Authorization: Bearer YOUR_LOCUS_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{}'
```

### Get fixed rate home loan details

Get detailed information for fixed rate home loans by parsing the ANZ fixed rate home loan page. Returns page title, extracted features, and fee information.

**Estimated cost:** Metered

_No parameters required._

```bash
curl -X POST https://api.beta.paywithlocus.com/api/wrapped/parse-anz-com-au-api-c27c6a72/get_fixed_rate_home_loan_details \
  -H "Authorization: Bearer YOUR_LOCUS_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{}'
```

### Get home loan calculators

Get a list of home loan calculators and tools available on ANZ, with names and URLs.

**Estimated cost:** Metered

_No parameters required._

```bash
curl -X POST https://api.beta.paywithlocus.com/api/wrapped/parse-anz-com-au-api-c27c6a72/get_home_loan_calculators \
  -H "Authorization: Bearer YOUR_LOCUS_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{}'
```

### Get home loan fixed interest rates

Get fixed interest rates for home loans from ANZ's product data feed. Returns the same structured rate data as variable rates, including fixed rate subsections with term-based tiers.

**Estimated cost:** Metered

_No parameters required._

```bash
curl -X POST https://api.beta.paywithlocus.com/api/wrapped/parse-anz-com-au-api-c27c6a72/get_home_loan_fixed_interest_rates \
  -H "Authorization: Bearer YOUR_LOCUS_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{}'
```

### Get home loan government grants schemes

Get information about government grants and schemes available to home buyers in Australia, such as the First Home Owner Grant.

**Estimated cost:** Metered

_No parameters required._

```bash
curl -X POST https://api.beta.paywithlocus.com/api/wrapped/parse-anz-com-au-api-c27c6a72/get_home_loan_government_grants_schemes \
  -H "Authorization: Bearer YOUR_LOCUS_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{}'
```

### Get home loan offers

Get current home loan promotional offers from ANZ's offers page.

**Estimated cost:** Metered

_No parameters required._

```bash
curl -X POST https://api.beta.paywithlocus.com/api/wrapped/parse-anz-com-au-api-c27c6a72/get_home_loan_offers \
  -H "Authorization: Bearer YOUR_LOCUS_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{}'
```

### Get home loan products

Get all home loan product subsections listed on ANZ, including product name, description, and code identifier. Returns the full catalogue of home loan products from ANZ's structured product data feed.

**Estimated cost:** Metered

_No parameters required._

```bash
curl -X POST https://api.beta.paywithlocus.com/api/wrapped/parse-anz-com-au-api-c27c6a72/get_home_loan_products \
  -H "Authorization: Bearer YOUR_LOCUS_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{}'
```

### Get home loan variable interest rates

Get variable and fixed interest rates for all home loan products from ANZ's product data feed. Returns the full structured rate data including base rates, comparison rates, and tier information.

**Estimated cost:** Metered

_No parameters required._

```bash
curl -X POST https://api.beta.paywithlocus.com/api/wrapped/parse-anz-com-au-api-c27c6a72/get_home_loan_variable_interest_rates \
  -H "Authorization: Bearer YOUR_LOCUS_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{}'
```

### Get personal loan fees

Get personal loan borrowing calculator configuration including fee structure, loan limits, credit score quintiles, and rate information.

**Estimated cost:** Metered

_No parameters required._

```bash
curl -X POST https://api.beta.paywithlocus.com/api/wrapped/parse-anz-com-au-api-c27c6a72/get_personal_loan_fees \
  -H "Authorization: Bearer YOUR_LOCUS_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{}'
```

### Get personal loan products

Get personal loan products and interest rates from ANZ's product data feed, including variable rate, fixed rate, and personal overdraft products.

**Estimated cost:** Metered

_No parameters required._

```bash
curl -X POST https://api.beta.paywithlocus.com/api/wrapped/parse-anz-com-au-api-c27c6a72/get_personal_loan_products \
  -H "Authorization: Bearer YOUR_LOCUS_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{}'
```

### Get refinance home loan info

Get information about refinancing home loans at ANZ, including page title and key content paragraphs.

**Estimated cost:** Metered

_No parameters required._

```bash
curl -X POST https://api.beta.paywithlocus.com/api/wrapped/parse-anz-com-au-api-c27c6a72/get_refinance_home_loan_info \
  -H "Authorization: Bearer YOUR_LOCUS_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{}'
```