# Pensions Ombudsman — Wrapped API

> **You are on:** `https://api.beta.paywithlocus.com/api` | [llms.txt](https://beta.paywithlocus.com/llms.txt) | [docs](https://docs.paywithlocus.com)
>
> Locus runs on multiple environments -- make sure every URL you call matches your expected environment.
> | Environment | Landing | API | Docs |
> |---|---|---|---|
> | Production | paywithlocus.com | api.paywithlocus.com | docs.paywithlocus.com |
> | Beta | beta.paywithlocus.com | api.beta.paywithlocus.com | docs.paywithlocus.com |
> | Stage | stage.paywithlocus.com | api.stage.paywithlocus.com | docs.paywithlocus.com |
>
> If the API URL above doesn't match your expected environment, re-fetch this file from the correct domain.

> Search through the UK Pensions Ombudsman's past decisions and guidance to find relevant information about pension disputes, complaints procedures, and FAQs. Access news updates, publications, and detailed information about filing complaints or understanding your rights as a pension scheme member.

**Category:** Government & Public Data | **Website:** [pensions-ombudsman.org.uk/](https://pensions-ombudsman.org.uk/) | **Docs:** [parse.bot/marketplace/8eb32e69-6d4c-4328-b959-7a054d476b28/pensions-ombudsman-org-uk-api](https://parse.bot/marketplace/8eb32e69-6d4c-4328-b959-7a054d476b28/pensions-ombudsman-org-uk-api)

Pay-per-use API proxy for Locus Pro. Each call burns credits from your workspace balance.

## Access

**Base URL:** `https://api.beta.paywithlocus.com/api/wrapped/credits/pensions-ombudsman/`
**Auth:** `Authorization: Bearer <LOCUS_CREDITS_SECRET_KEY>` (an `lcr_` secret key or a scoped `lcac_` agent credential)
**Required header:** `Idempotency-Key: <fresh UUID per call>`. A retry with the same key replays the stored result without a new charge.
**Response:** the provider response after any endpoint-specific normalization. `X-Locus-Credits-Charged` carries the charge and `X-Locus-Credits-Balance` the remaining balance. Insufficient credits return `402` before the provider is called.
**Pricing:** estimated costs below are USD. Locus debits the credit equivalent at your workspace rate.

Full call contract: https://docs.paywithlocus.com/api-reference/introduction

> Using a Pay With Locus wallet key (`claw_` prefix)? Wallet routes are documented separately: https://docs.paywithlocus.com/wrapped-apis/for-agents

## Endpoints

### Get about us

Retrieve general information about the Pensions Ombudsman organisation. Returns the page title, full text body, and canonical URL.

**Estimated cost:** Metered

_No parameters required._

```bash
curl -X POST https://api.beta.paywithlocus.com/api/wrapped/credits/pensions-ombudsman/get-about-us \
  -H "Authorization: Bearer $LOCUS_CREDITS_SECRET_KEY" \
  -H "Idempotency-Key: $(uuidgen)" \
  -H "Content-Type: application/json" \
  -d '{}'
```

### Get being complained about info

Retrieve information for those being complained about at the Pensions Ombudsman. Returns the page title, full text body, and canonical URL.

**Estimated cost:** Metered

_No parameters required._

```bash
curl -X POST https://api.beta.paywithlocus.com/api/wrapped/credits/pensions-ombudsman/get-being-complained-about-info \
  -H "Authorization: Bearer $LOCUS_CREDITS_SECRET_KEY" \
  -H "Idempotency-Key: $(uuidgen)" \
  -H "Content-Type: application/json" \
  -d '{}'
```

### Get decision detail

Retrieve full details of a single Pensions Ombudsman decision by its URL. Returns the decision title, metadata (complainant, respondent, outcome, type, topic, reference, date), the full determination text, and a PDF link if available. The URL can be obtained from search_decisions results.

**Estimated cost:** Metered

| Field | Type | Required | Description |
|-------|------|----------|-------------|
| `url` | string | Yes | Full URL of the decision page, e.g. from search_decisions results[*].url. |

```bash
curl -X POST https://api.beta.paywithlocus.com/api/wrapped/credits/pensions-ombudsman/get-decision-detail \
  -H "Authorization: Bearer $LOCUS_CREDITS_SECRET_KEY" \
  -H "Idempotency-Key: $(uuidgen)" \
  -H "Content-Type: application/json" \
  -d '{"url":"<string>"}'
```

### Get faqs

Retrieve FAQ content with optional keyword search. Returns question and answer pairs. Paginates via a 0-based page counter.

**Estimated cost:** Metered

| Field | Type | Required | Description |
|-------|------|----------|-------------|
| `keys` | string | No | Search keyword to filter FAQs. |
| `page` | integer | No | Page number (0-based). |

```bash
curl -X POST https://api.beta.paywithlocus.com/api/wrapped/credits/pensions-ombudsman/get-faqs \
  -H "Authorization: Bearer $LOCUS_CREDITS_SECRET_KEY" \
  -H "Idempotency-Key: $(uuidgen)" \
  -H "Content-Type: application/json" \
  -d '{"keys":"<string>","page":"<integer>"}'
```

### Get making a complaint info

Retrieve information about making a complaint to the Pensions Ombudsman. Returns the page title, full text body, and canonical URL.

**Estimated cost:** Metered

_No parameters required._

```bash
curl -X POST https://api.beta.paywithlocus.com/api/wrapped/credits/pensions-ombudsman/get-making-a-complaint-info \
  -H "Authorization: Bearer $LOCUS_CREDITS_SECRET_KEY" \
  -H "Idempotency-Key: $(uuidgen)" \
  -H "Content-Type: application/json" \
  -d '{}'
```

### Get news article

Retrieve the full content of a specific news article. The URL can be obtained from get_news_listing results.

**Estimated cost:** Metered

| Field | Type | Required | Description |
|-------|------|----------|-------------|
| `url` | string | Yes | Full URL of the news article, e.g. from get_news_listing results[*].url. |

```bash
curl -X POST https://api.beta.paywithlocus.com/api/wrapped/credits/pensions-ombudsman/get-news-article \
  -H "Authorization: Bearer $LOCUS_CREDITS_SECRET_KEY" \
  -H "Idempotency-Key: $(uuidgen)" \
  -H "Content-Type: application/json" \
  -d '{"url":"<string>"}'
```

### Get news listing

Retrieve a paginated list of news articles and press releases from the Pensions Ombudsman. Each page returns up to 12 items ordered by publication date descending.

**Estimated cost:** Metered

| Field | Type | Required | Description |
|-------|------|----------|-------------|
| `page` | integer | No | Page number (0-based). |

```bash
curl -X POST https://api.beta.paywithlocus.com/api/wrapped/credits/pensions-ombudsman/get-news-listing \
  -H "Authorization: Bearer $LOCUS_CREDITS_SECRET_KEY" \
  -H "Idempotency-Key: $(uuidgen)" \
  -H "Content-Type: application/json" \
  -d '{"page":"<integer>"}'
```

### Get publications

Retrieve a paginated listing of publications from the Pensions Ombudsman, including leaflets, factsheets, expenditure reports, and governance documents. Each page returns up to 12 items ordered by date descending.

**Estimated cost:** Metered

| Field | Type | Required | Description |
|-------|------|----------|-------------|
| `page` | integer | No | Page number (0-based). |

```bash
curl -X POST https://api.beta.paywithlocus.com/api/wrapped/credits/pensions-ombudsman/get-publications \
  -H "Authorization: Bearer $LOCUS_CREDITS_SECRET_KEY" \
  -H "Idempotency-Key: $(uuidgen)" \
  -H "Content-Type: application/json" \
  -d '{"page":"<integer>"}'
```

### Search decisions

Search and list previous decisions from the Pensions Ombudsman. Returns paginated results with decision metadata including title, URL, complainant, respondent, outcome, complaint topic, reference, and date. Supports keyword search, sorting, and filtering by outcome, topic, or type. Paginates via a 0-based page counter; each page returns up to 12 decisions ordered by decision date.

**Estimated cost:** Metered

| Field | Type | Required | Description |
|-------|------|----------|-------------|
| `keys` | string | No | Search keyword to filter decisions. |
| `outcome` | string | No | Outcome filter as comma-separated numeric IDs from the site's taxonomy. |
| `page` | integer | No | Page number (0-based). |
| `sort` | string | No | Sort order for results. |
| `topic` | string | No | Complaint topic filter as comma-separated numeric IDs from the site's taxonomy. |
| `type_id` | string | No | Decision type filter as comma-separated numeric IDs from the site's taxonomy. |

```bash
curl -X POST https://api.beta.paywithlocus.com/api/wrapped/credits/pensions-ombudsman/search-decisions \
  -H "Authorization: Bearer $LOCUS_CREDITS_SECRET_KEY" \
  -H "Idempotency-Key: $(uuidgen)" \
  -H "Content-Type: application/json" \
  -d '{"keys":"<string>","outcome":"<string>","page":"<integer>","sort":"<string>","topic":"<string>","type_id":"<string>"}'
```

### Search site

Perform a global keyword search across all site content. Returns paginated results with title, URL, and snippet. Paginates via a 0-based page counter.

**Estimated cost:** Metered

| Field | Type | Required | Description |
|-------|------|----------|-------------|
| `keys` | string | Yes | Search keyword. |
| `page` | integer | No | Page number (0-based). |

```bash
curl -X POST https://api.beta.paywithlocus.com/api/wrapped/credits/pensions-ombudsman/search-site \
  -H "Authorization: Bearer $LOCUS_CREDITS_SECRET_KEY" \
  -H "Idempotency-Key: $(uuidgen)" \
  -H "Content-Type: application/json" \
  -d '{"keys":"<string>","page":"<integer>"}'
```

## Next steps

- [All wrapped API providers](https://beta.paywithlocus.com/wapi/index.md): pick another provider.
- [Find and call tools](https://beta.paywithlocus.com/agent/tools.md): price ceilings, async results, and errors.
- [Credits and billing](https://beta.paywithlocus.com/agent/billing.md): what a call costs and how to add credits.
- [Agent docs index](https://beta.paywithlocus.com/agent/index.md): every Locus agent page.